The complex world of Retirement Planning.

I have been a dedicated Employee Benefits/Retirement Consultant for the best part of 30 years. Each year I learn more about the crazy concept of retirement and retirement planning and each year I remain optimistic that the industry will find a silver bullet, a holy grail, that will make planning and saving for retirement easy and understandable.  I have seen …

Lessons to use for your future

There is an inherent duality with money. The duality exists through our individual and collective consciousness about it as an energy of exchange. When it is abundant it is the great enabler of our time. When it is lacking it can destroy our self-esteem, creative force, and our human spirit. The thing about money is that it is passive and …